D&L Farm and Home Announces Dependable Horse Supplies for ...

Denton, TX ? DL Farm and Home announces dependable horse supplies for Farm and Ranch Owners in North Texas. Farm and Ranch Owners that need dependable horse supplies in North Texas pick DL Farm and Home. The team is noted for dependable horse supplies. Livestock Owners looking for the finest hay and feed prefer what DL Farm and Home delivers. DL Farm and Home also has farm supplies for farm and ranch owners in North Texas. For the latest information on dependable horse supplies in North Texas, horse owners are invited to call (940) 891-0100 or visit the DL Farm and Home web site at http://www.DandLDenton.com

Farm and Ranch Owners are finding what they need at DL Farm and Home in Denton. DL Farm and Home has earned a solid reputation for quality hay. Farm and Ranch Owners select DL Farm and Home for critical feed when they want the best. Absolute customer satisfaction is the first priority for the team at DL Farm and Home. Reputation makes a huge difference when livestock owners want the best feed. DL Farm and Home has it. Hay from DL Farm and Home has proven popular with horse owners when they require a quality product. DL Farm and Home has delivered for years. Horse Owners can depend on DL Farm and Home for critical feed.

If you are searching for feed, DL Farm and Home offers what horse owners want. Absolute customer satisfaction is the first priority for the team at DL Farm and Home. The team at DL Farm and Home serves thousands of farm and ranch owners providing critical feed. Customer satisfaction is the first priority for the team at DL Farm and Home. DL Farm and Home hay means service and critical feed. DL Farm and Home leads the category for critical feed. Farm and Ranch Owners choose DL Farm and Home team for hay. One company has earned a reputation for quality and service. DL Farm and Home.

About DL Farm and Home and Dependable Horse Supplies for Farm and Ranch Owners In North Texas
Since 2006, DL Farm and Home ? Denton has been providing quality pet and livestock feed to Denton and the surrounding cities. We sell all types of feed and hay for small and large animals and we offer delivery services as well. We are family owned and operated and our customers come first. Our mission and number one priority is to deliver the best possible service to our customers in a warm and friendly environment. We strive to treat everyone with respect, kindness, patience and consideration. We value our community and consistently support community events and efforts. We promise to deliver exceptional value and unmatched service to our customers. We are committed to be the most dependable supplier of feed and basic maintenance products to rural lifestyle customers. Bottom line ? we love working with people and animals and love the outdoors. DL Farm and Home announces dependable horse supplies in North Texas.

Media Contact:
Jennifer Sanders
(940) 891-0100
DandL@netprpro.com

Company Contact:
DL Farm and Home
3105 Fort Worth Dr
Denton, TX 76205
Phone: (940) 891-0100
DandL@netprpro.com
http://www.DandLDenton.com

NOTICE TO READERS: Provided by DL Farm and Home for news purposes only to announce products, events or services. This material was not prepared or distributed as an independent endorsement, testimonial or review and should not be read as such.

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Source: http://comedynewsnetwork.com/dl-farm-and-home-announces-dependable-horse-supplies-for-farm-and-ranch-owners-in-north-texas/

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Trh Consultancy Services - Disaster Recovery/Business Continuity ...

Job Description

Dear Candidate,


?


US based PCMM 5 Level MNC is looking for
Disaster Recovery/Business Continuity Professionals for Hyd/Noida/Chennai
locations.


?


If interested please mail us your CV at [HIDDEN TEXT] with below details at the
earliest.

?


1. Current Salary
2. Expected Salary
3. Joining
Time

4. Current Location


<<<<<

? Manage the creation and maintenance of DR plans covering AM?s DR apps.
?
Manage DR compliance testing through the planning, execution and reporting of
exercises.

? Manage the risk register of DR issues ? co-ordinating with issue
action-owners for solutions and status. Reporting the DR exposure to the account
risk management process.

? Provide guidance and assistance to the Crisis
Management Team and Service Restoration Team in following their Crisis Mgt and
DR Plans in the event of an incident.

? Co-ordinate the DR procedure reviews,
liaising with procedure owners for updates.

? Co-ordinate the DR strategy
reviews.

? Co-ordinate the completion of site and service risk
assessments.

? Co-ordinate the production, maintenance and testing of
?Business Continuity plans for the teams that need them.

? Perform the role
of Subject Matter Expert for AM's DR requirements from CSC. Providing
consultancy, operational readiness support, project support, methodology and
materials for good practice.

>>>>>?


?


Kindly revert back ASAP as the requirements are very
urgent.


?


Thanx & Regards,


?


Harsh Rana / Rashmi Rana
TRH Consultancy
Services

Gurgaon, Haryana-122001
Contact No # 0124-4082756
E-Mail: [HIDDEN TEXT]


Source: http://jobs.monsterindia.com/details/12361653.html

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Pregnant women can eat grapefruit ? | Health and Fitness Tips ...

Pregnant women can eat pomelo? Pregnant women eat grapefruit What are the considerations?

Pregnant women eat pomelo benefits

1, Grapefruit contains vitamin C, B2, P, folic acid, and calcium, chromium, phosphorus, iron, potassium and other minerals. grapefruit vitamin C content much higher than other fruits, with Victoria C 57 mg per 100 grams of grapefruit meat, which is 10 times the pear. Of pregnant women need multivitamin supplement, on this point, pregnant women can eat grapefruit.

2, Diabetic pregnant women eat grapefruit benefits:
The fresh grapefruit meat containing insulin-like ingredients, it is the ideal food for diabetic patients. Therefore, pregnant mothers with diabetes, grapefruit course is the best fruit.

3, Anemia in pregnant women eat grapefruit benefits:
Anemia is a more common phenomenon of pregnancy! Grapefruit with the effectiveness of the prevention of the symptoms of anemia and to promote the normal development of the fetus. Grapefruit can enhance physical fitness, and easier to help the body absorb calcium and iron.

4, Colds pregnant women eat Grapefruit benefits:
Pregnant mother colds troublesome thing! Because of fear of medication on the fetus and the consumption of Grapefruit can be effective in treating colds, relieve sore throat. Dry fall and winter climate, the pregnant mother is also for mouth ulcers, sore gums distress it? Grapefruit can reduce anger inhibition of oral ulcers, might as well eat some Grapefruit!

Note:

1, Grapefruit cold, the body Deficiency pregnant women should not eat more.

2, Hypertension in pregnant women should not eat pomelo, especially grapefruits.

3, If pregnant women not to eat Grapefruit, while taking the drug in order to avoid overdose. Bitter grapefruit should not eat.

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    Fatty duck meat low melting point, easy to digest. Contains B vitamins and vitamin E more than any other meat, can effectively resist beriberi, neuritis, and a variety of inflammation, but also anti-a...
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    1. Oats contain extremely rich in linoleic acid and saponin element, can reduce serum cholesterol acid and triglyceride. 2. Maize is rich in calcium, selenium, lecithin, vitamin E, with lower ser...
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    1, Sugar can make you happy: sweet taste, the brain will be stimulated by taste buds , and the secretion of endorphins and serotonin, these chemicals help to improve mood and calm nerves. 2, Suga...
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    1, The coconut oil main ingredient is lauric acid, can improve the immune system. The coconut oil main ingredient is lauric acid(50%), it is also the main ingredient in breast milk fat. Lauric acid i...
Tags: grapefruit, grapefruit benefits, pomelo benefits, Pregnant women eat grapefruit, women eat grapefruit benefits, women eat pomelo
This entry was posted on Saturday, October 20th, 2012 and is filed under Health Tips. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.hhtip.com/pregnant-women-can-eat-grapefruit/

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Earnings preview: Boeing to report 3Q results

Boeing Co. reports third-quarter earnings on Wednesday, but investors probably won't be as interested in the last quarter as much as in what's happening with the aircraft maker's new 787s, and with possible defense spending cuts from the government.

WHAT TO WATCH FOR: Boeing is a huge company that makes commercial and military planes, as well as satellites and other defense products. So it has a lot of moving parts. But there are two areas that are creating the most suspense for investors right now: The 787 and possible defense cuts.

WHY IT MATTERS: Boeing's profits could take big swings in either direction depending on how those two issues turn out. Boeing is aiming to speed up 787 production to 10 planes per month by the end of next year. It's also aiming to deliver planes that it has already built but need reworking. Delivering planes means it gets paid, and can start booking profits from them. More delays, or a failure to make the plane as quickly as hoped, will push that revenue farther out.

Boeing and other defense contractors are also staring down the potential for severe, automatic military spending cuts in January unless Congress agrees to an alternative for cutting the deficit. But it's a good bet that those alternatives won't lead to increased military spending, either. With Europe ratcheting back spending because of the debt crisis there, the defense industry is less stable than usual.

WHAT'S EXPECTED: Analysts forecast a profit of $1.12 per share, with revenue of $20.07 billion, according to FactSet.

LAST YEAR'S QUARTER: Net income rose 31 percent to $1.1 billion, or $1.46 per share, on strength in its defense business. Revenue rose 4 percent to $17.73 billion.

Source: http://news.yahoo.com/earnings-preview-boeing-report-3q-results-110151916--finance.html

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Drudge: Donald Trump, Gloria Allred To Give ... - Business Insider

Here are two tweets from The Drudge Report this morning previewing the two big "October Surprises" of the campaign:

Drudge

The Allred story Drudge links to continues a Drudge rumor began on Thursday, when he tweeted from his personal account that Allred was "ready to make a move."

Twitter/@DRUDGE

Donald Trump, meanwhile, claimed this morning on Fox & Friends that he will release a "bombshell" that could change the course of the election.

?Something very, very big concerning the president of the United States,? he said, via Politico. ?It?s going to be very big. I know one thing ? you will cover it in a very big fashion."

Hopefully as big as the whole birth certificate thing.

Source: http://www.businessinsider.com/drudge-donald-trump-gloria-october-surprise-2012-10

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Rich Schefren - Outfox Your Flaws (2012) - Wow! eBook

?

Rich Schefren ? Outfox Your Flaws (2012)Size 715.15 MB
Type Business

Rich offered this program as a bonus for buying Dan Kennedy?s Recession-Made Renegade Millionaire program through his link. He suffers from the same shit you and I suffer. He has handled it and has become a millionaire. I want to be a millionaire too. I found this very interesting. If you have none of the problems that are covered on these tracks:
01 ? Procrastination.mp4
02 ? Info-Overload.mp4
03 ? Discipline.mp4
04 ? Perfectionism.mp4
05 ? Overwhelm.mp4
06 ? Lack Of Focus.mp4
07 ? Lack Of Clarity.mp4
08 ? Self-Doubt.mp4
09 ? Distractions.mp4
10 ? Time Management.mp4

Then there is probably nothing here for you. For the rest of us, see what you think.

Turn Your Self-Defeating Habits Into Money-Making Skills

Hey Rich Schefren, here again.

I?ve got something really important I want to share with you.

Give me just a couple minutes and I?m going to teach you some things most people have never thought of ? all part of a revolutionary new strategy to help you become more successful than you ever dreamed of.

But first, I have a confession to make.

Most people know me by my success.

Building 3 multi-million dollar businesses. My Internet Business Manifesto. My online business success and coaching.

But, I haven?t always been successful.

And certain personal flaws have held me back all my life.

For one thing, I?m a procrastinator. And, I?m a perfectionist.

Then, to top it all off, I have ADD.

It hasn?t been easy, to say the least.

Now logically, you might think ?Geez, someone with all that baggage couldn?t possibly succeed.?

And that?s how it seemed for a while.

But here?s the thing?

I finally figured out how to ?out-think? my flaws.
And once I figured that out ? success just seemed to flow!

Recently, I?ve started to see just how many other entrepreneurs are being held back by their flaws? same as I was.

Now, some people recognize that personal flaws are blocking their success. And they waste a lot of time and money trying to eliminate these ?bad? behaviors.

Let me tell you how I outfoxed my biggest flaws? procrastination and perfectionism.

I was giving a presentation at a conference, and I knew I had to kick myself in the ass to get my program off the ground.

So, after my presentation I offered 25 openings for one-on-one coaching.

Whoa ? the program sold out instantly, and I got 40 commitments on the spot.

Now I was in a jam.

I had promised to have several months worth of lessons ready for my program ? even though I hadn?t come up with them yet.

Of course, I felt accountable to my new clients.

I don?t like to disappoint, because I?m also obsessive about delivering on my promises.

So I forged ahead and set the dates and times for the calls right away.

And that forced me to come up with the material in time for the calls, or be completely humiliated in front of my clients.

In the end, it was a huge success. The program went off without a hitch.

All together, my first 25 clients increased their online revenues by over $40 million in just 18 months, and the rest is history. I was on my way.

But just to be clear:
I never ?cured? my procrastination or perfectionism?
I just learned how to make it an advantage in what I do.

And lately, my attention has been on what?s holding my clients back.

Just recently, I realized that I was watching one person after another struggling with this same problem.

They get stuck in the same cycle, thinking that they have to change themselves to overcome some flaw that?s handicapping them.

And that?s when it hit me like a ton of bricks.

They all think the same thing I used to?that they had to somehow change themselves to become successful.

That?s when I realized just how many entrepreneurs were out there who needed the strategies I have to get around their own flaws.

Because in reality, trying to change who you are is usually just another path to failure. It?s simply too difficult.

They can?t see that there?s a faster, easier way.

That there?s no need to take the long, hard road of trying to change who you are.

That there is ? just like I set for myself ? a simple way to walk right around your flaws.

I?m talking about a thinking process that will not only make those flaws irrelevant, but will change them into some of your biggest strengths.

Behaviors like self-doubt, procrastination, being distracted, or having trouble deciding what to do next can all simply be planned around.

By using the simple techniques I?m going to show you, you can easily go:

From Information Overload ? to having clarity on what information you can use right now, and what information you can get to later?
From Procrastinating ? to starting projects sooner than expected and finishing them on time, every time?
From Being Distracted ? to knocking out your To-do list every single day of the week.
And from indecision ? to flying towards your goals like never before.

I?m telling you this because I hear these problems all the time from my clients.

They think they?re carrying some baggage that?s dragging them down from success.

And I always have to tell them it?s nonsense.

It?s just their thinking process that?s holding them back.
The Most Successful Entrepreneurs We Look Up To
Succeeded DESPITE Their Flaws.

Download

No related posts.

Source: http://wowebook.net/2012/10/rich-schefren-outfox-your-flaws-2012.html

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Catchings and Fever win first WNBA title

INDIANAPOLIS (AP) ? Tamika Catchings finally has the only title that was missing from her incredible basketball resume ? a WNBA championship.

She scored 25 points to help the Indiana Fever win their first WNBA title with an 87-78 victory over the Minnesota Lynx on Sunday night.

Catchings, who was the MVP of the Finals, averaged 24.8 points in the series, which the Fever won 3-1 over the defending WNBA champions.

"When you come into this league, your goal and dream is to win a WNBA championship," Catchings said. "Twelve years later ... it's so sweet right now."

Catchings had won three Olympic gold medals and an NCAA championship at Tennessee in 1998, but never a WNBA one. She had been in a position to clinch at home before. The Fever led Phoenix 2-1 in the best-of-five WNBA Finals in 2009, but the Mercury beat the Fever 90-77, took the series back to Phoenix and won the title at home in Game 5.

This time, Catchings took it home with college coach Pat Summitt looking on in the crowd.

The Fever won even though No. 2 scorer Katie Douglas missed most of the series with a severely sprained left knee. Douglas checked in with 3.2 seconds left to a loud ovation.

Erin Phillips added 18 points and eight rebounds while Shavonte Zellous and Briann January each had 15 points for the Fever.

Minnesota was trying to become the first team to repeat since Los Angeles in 2001 and 2002.

"It was hard being the hunted, as we all know," Minnesota coach Cheryl Reeve said. "There's a reason this hasn't been done in over 10 years. I really felt like if there was a team that could do it, it was our team."

Indiana held Minnesota below 40 percent shooting in all three wins.

"They played good defense," Minnesota guard Lindsay Whalen said. "They contested shots and they made it tough for us to get in the lane a little bit. I think that was the theme of the whole series. They were just tough, and give them credit for the way they played."

Indiana led 63-58 at the end of the third quarter of Game 4. Minnesota cut Indiana's lead to 70-67 on a jumper by Maya Moore, but Phillips scored on a drive past Moore, got a defensive rebound, then found Shavonte Zellous for a 3-pointer from the left corner to give the Fever a 75-67 lead with 4:58 remaining.

Indiana led by at least five points the rest of the way. A 3-pointer by January gave Indiana an 80-72 lead with 1:18 to play. Reeve was called for a technical with 57.6 seconds remaining, Catchings made the free throw and the Fever took an 81-74 lead. Zellous made two more free throws with 27.2 seconds to play, and Fever fans began celebrating.

Seimone Augustus, Minnesota's leading scorer in the playoffs, was held to eight points on 3-for-21 shooting on Sunday. She shot 6-for-30 in the final two games of the series after the Fever switched January over to guard her.

Catchings said January, who was on the WNBA first-team all-defense squad, did her job.

"I think she set the tone," Catchings said. "All her (Augustus') baskets were hard. She used up all her energy in the first quarter."

Whalen scored 22 points and Moore added 16 points for the Lynx, who were vying to become the first team to win consecutive titles since Los Angeles in 2001 and 2002.

Moore picked up her third foul with 6:13 left in the second quarter. Reeve, who was fined for her jacket-tossing tantrum in Game 2, became animated again while disagreeing with the call. As the crowd erupted, Reeve waved hello and made the motion for a technical foul.

This time, Reeve's antics didn't help much as in Game 2, when her team pulled away from a tight contest after her technical foul for a convincing win. Minnesota tied the game three times in the second quarter, but the Fever closed with a 7-2 run, including a 3-pointer by Phillips, to take a 47-42 lead at halftime. Whalen scored 14 points in the first half to keep the Lynx in the game, often scoring on uncontested drives. Minnesota hung tough, despite Augustus shooting 2-for-13 in the first half.

It was right there for the Fever.

"Coming into halftime, we said we have 20 minutes and we're not trying to go back to to Minnesota to close this thing out," Zellous said.

Indiana started the second half on a 9-4 run, including two buckets by Catchings, to take a 56-46 lead.

Minnesota came right back. A driving layup by Moore cut Indiana's lead to 56-54 and forced the Fever to call timeout.

Minnesota tied the game on another drive by Moore, but the Fever responded with a 3-pointer by Catchings and a basket by Jessica Davenport to push the lead back to five by the end of the quarter.

Indiana then closed the deal at home in front of a sellout crowd.

"They made some huge runs at us and gave it everything at us, and I'm just relieved more than anything because we deserve this," Phillips said. "We've been through so much as a team, we've lost in crucial times and we've stuck together. I'm just so proud right now."

Source: http://news.yahoo.com/catchings-fever-win-first-wnba-title-023922599--spt.html

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How a fish broke a law of physics

ScienceDaily (Oct. 21, 2012) ? Silvery fish such as herring, sardine and sprat are breaking a basic law of physics, according to new research from the University of Bristol published October 21 in Nature Photonics.

Reflective surfaces polarize light, a phenomenon that fishermen or photographers overcome by using polarizing sunglasses or polarizing filters to cut our reflective glare. However, PhD student Tom Jordan and his supervisors Professor Julian Partridge and Dr Nicholas Roberts in Bristol's School of Biological Sciences found that these silvery fish have overcome this basic law of reflection -- an adaptation that may help them evade predators.

Previously, it was thought that the fish's skin -- which contains "multilayer" arrangements of reflective guanine crystals -- would fully polarize light when reflected. As the light becomes polarized, there should be a drop in reflectivity.

The Bristol researchers found that the skin of sardines and herring contain not one but two types of guanine crystal -- each with different optical properties. By mixing these two types, the fish's skin doesn't polarize the reflected light and maintains its high reflectivity.

Dr Roberts said: "We believe these species of fish have evolved this particular multilayer structure to help conceal them from predators, such as dolphin and tuna. These fish have found a way to maximize their reflectivity over all angles they are viewed from. This helps the fish best match the light environment of the open ocean, making them less likely to be seen."

As a result of this ability, the skin of silvery fish could hold the key to better optical devices. Tom Jordan said: "Many modern day optical devices such as LED lights and low loss optical fibres use these non-polarizing types of reflectors to improve efficiency. However, these human-made reflectors currently require the use of materials with specific optical properties that are not always ideal. The mechanism that has evolved in fish overcomes this current design limitation and provides a new way to manufacture these non-polarizing reflectors."

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Story Source:

The above story is reprinted from materials provided by University of Bristol.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/7_bS-SJCv4w/121021133911.htm

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Afghanistan: Taliban level food warehouse for US

KANDAHAR, Afghanistan (AP) ? An Afghan police officer and cook poisoned their colleagues at a checkpoint in an assault coordinated with insurgent fighters that left six dead in the country's south, officials said Saturday.

It was the latest in a string of attacks from inside the Afghan army and police that are threatening to undermine both the partnership with international troops ? which have been the target of many attacks ? and the morale of Afghan forces, who have suffered equally heavy casualties from such strikes.

The police officer and the cook worked with outside insurgents in the assault, which hit police manning a checkpoint in the Gereskh district of Helmand province, the governor's office said in a statement.

They poisoned two of the officers and then the militants attacked from outside, killing the remaining four officers, provincial spokesman Ahmad Zirak said. He did not say how the officers were poisoned. The police officer was captured as he fled, but the cook escaped and remains at large, Zirak added.

The insurgent gunmen escaped by motorcycle with weapons and ammunition, the governor's statement said.

A recent upsurge in the number of insider attacks on coalition troops by Afghan soldiers or police ? or insurgents disguised in their uniforms ? has further undermined public support for the war in the West. So far this year, at least 52 foreign troops ? about half of them Americans ? have been killed in insider attacks.

The Afghan government has not provided statistics on the number of its forces killed in insider attacks. However, U.S. military statistics obtained by The Associated Press show at least 53 members of the Afghan security forces had been killed by the end of August.

Meanwhile, a Taliban attack elsewhere in Helmand killed two district community council members, while Taliban-fired rocket-propelled grenades destroyed a warehouse full of food destined for the main U.S. base in Afghanistan.

Insurgents ambushed the council members while they were driving to a tribal meeting in the volatile Sangin district, the governor's office said in its statement, adding that the attackers escaped and police are pursuing them.

The attack against the council members is a reminder of the other worrying trend in insurgent tactics this year ? a shift toward more targeted killings of those affiliated with the government. The United Nations has recorded a sharp increase in such killings in the first six months of 2012 as compared with the same period of 2011.

In the warehouse attack, insurgents fired rocket-propelled grenades at a compound used by military contractor Supreme Group to store food and other supplies destined for Bagram Air Field, the main U.S. base in the country. A warehouse inside the compound caught fire in the assault and burned through the night.

"The local fire brigade attended the scene and brought the fire under control, but the warehouse itself and all contents were destroyed," Victoria Frost, a spokeswoman for Supreme Group in Dubai, wrote in an email. She said no one was injured and staff at the site did not have to evacuate.

The fire could still be seen burning Saturday morning, said Mohammad Asif, the deputy administrator for Bagram district, where the compound is located. He said the Supreme compound encompasses about five hectares (12 acres).

Frost said the fire was contained much earlier.

"As with any major fire, there are some areas still smoldering but there is no current danger to any of the staff or the other buildings within the compound," she said.

Taliban spokesman Zabiullah Mujahid said in an email that the fire at the Supreme Group compound destroyed a "large stock of food meant for U.S. troops."

Frost did not say how much material was destroyed though she did say it was "primarily food supplies," adding that the company was working to make up the loss with inventory from other warehouses.

____

Vogt reported from Kabul. Associated Press writer Rahim Faiez contributed to this report in Kabul.

Source: http://news.yahoo.com/afghanistan-taliban-level-food-warehouse-us-090532218.html

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5 Tips for Getting Your First Credit Card with Bad Credit | Quality Life ...

There are many reasons why you may want to apply for a credit card today. This type of account can be used to help a young adult establish a solid credit rating. It also may be the easiest type of account to be approved for if you have lower credit scores. You can use this account to re-establish credit by making payments on time. These accounts also provide you with extra funds to draw from during financial emergencies. If you have bad credit now, however, some banks and financial institutions may be reluctant to approve you for a new credit card. Here are a few tips to find success when applying for an account with bad credit.

1. Review Your Credit Report

As a first step, take time to review your credit report and ensure that all information being reported is accurate. Each of the three credit bureaus is required by law to provide you with one free copy of your credit report each year. You can most easily obtain a copy of your credit report by contacting the three credit bureaus directly. If you notice any inaccuracies, you will need to work with the credit bureau and with the particular financial institution that is reporting incorrect information to remove the false information from your report. Removing incorrect information can result in an increase in your credit scores, but it can take several weeks or even months to see a rise in credit scores.

2. Get a Co-Signor

You may consider asking a family member to co-sign on a new credit card with you. If you have bad credit because of serious financial irresponsibility, you may be hard-pressed to find someone who is willing to co-sign on an account with you. However, if your credit scores are lower because you have fallen on hard times after the loss of a job or some other issue, a family member may be willing to co-sign on an account to help you out.

3. Consider a Secured Credit Card Account

Many banks and financial institutions are more lenient with regards to extending credit when you are pledging some type of collateral in exchange. Some will accept items of value such as a car that you own free and clear as collateral. Others may require you to make a cash deposit in the amount of your credit limit with them.

4. Look for Mail Offers

If you are like most people, you receive numerous credit card offers in the mail that proclaim that you are pre-approved under a special credit offer. These pre-approval statements often come with contingencies and exceptions, so not everyone who applies will be approved for a new account. However, these accounts are generally more lenient with regards to credit rating than others may be.

5. Talk to Your Bank

A final step that you may consider taking is to talk to the bank that you normally work with. This may be the bank that holds your checking account, savings account or both. Your bank has access to your financial records that shows your income history, your spending and saving habits and other relevant financial data. In many cases, a bank that you have an established relationship with may be more willing to approve you for a credit card when other banks will not.

Keep in mind that your credit rating may decrease each time you apply for a new account. With this in mind, if your credit scores are already fairly low, it is important to carefully consider the options available to you and to select the best method for getting a credit card with bad credit. Avoid applying for every offer that you stumble upon. I

t may be helpful to contact a representative from the credit company or bank and discuss your credit situation with them in detail before applying. The company representative may be aware of a minimum credit rating requirement that is not published online, and this can provide you with insight to help you judge whether you should apply for a specific account or not.

This is a guest post.? This article was written Wayne Lee, a part-time finance blogger. Click here to read more about his work.

Source: http://www.qualityliferesources.com/money/5-tips-for-getting-your-first-credit-card-with-bad-credit/?utm_source=rss&utm_medium=rss&utm_campaign=5-tips-for-getting-your-first-credit-card-with-bad-credit

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